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Friday, February 04, 2005

Hooray! I just received my first real (i.e. not secured) credit card in the mail from Chase. It's a Platinum Mastercard with a whopping $200 limit. Yes, that's the right number of zeroes. My non-existent credit rating is so depressing, but at least I'll be able to start building it again now.

I just activated the card over the phone. WOW, I hope I never have to deal with Chase's customer service ever again. I have never faced such aggressive hard-selling of a bullshit insurance plan. ("For only $0.79 per $100 owing, you can choose not to pay your credit card bill for up to two years in times of financial hardship." For Christ's sake, what a load of crap. I have a $200 limit, you moron.) The guy actually started talking over me in an attempt to get me to agree to enrol. He made it sound like it wasn't optional, and it was only after I repeatedly yelled at him to forget about signing me up that he backed down, with a trite parting word: "This is a one-time offer, you know. You probably won't be able to get this offer again further down the line." Sheesh. Sorry, I'm not stupid enough to swallow bullshit so you can pick up your commission. You should have listened to my "I'm not interested" before you launched into your spiel, instead of talking over me and insisting upon reading the brochure aloud.
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